Rates

Rates effective as of

We offer competitive rates and friendly service. Our experienced bankers are ready to help with all your financial needs.

Central Missouri

Certificates of Deposit & Individual Retirement Accounts

Term Fixed Interest Rate APY* Minimum Opening Deposit
3 Month CD ** 0.25% 0.25% $1,000
6 Month CD 0.30% 0.30% $1,000
12 Month CD 0.45% 0.45% $1,000
18 Month CD 0.55% 0.55% $1,000
24 Month CD 0.60% 0.60% $1,000
36 Month CD 0.70% 0.70% $1,000
48 Month CD 0.75% 0.75% $1,000
60 Month CD 0.80% 0.80% $1,000
9 Month CD
Special
1.59% 1.60% $2,500

*Annual Percentage Yield (APY) represents the interest earned through maturity date. APY is accurate as of date of publication. Rates subject to change without notice at any time. Early withdrawal will be subject to penalties which could reduce earnings on these accounts. No institutional funds. Other restrictions may apply. Call bank for details.


**Additional Conditions: 3 Month CD is not available as an IRA.


***Additional Conditions: No partial withdrawals allowed. A one-time rate increase is permitted 6 months after account opening. When exercising the Bump Up option, the new rate will apply for the remainder of the original term. Bump Up CD will renew into a fixed-rate CD at maturity. No additional funds may be added prior to the CD maturity date.

Interest Bearing Checking Accounts

Account Variable Interest Rate APY* Minimum Opening Deposit
VIP Interest Checking 0.10% 0.10% $50
50 & Better Interest Checking 0.10% 0.10% $50
Elite Interest Checking     $50
$1,000 and Above 0.15% 0.15%  
Up to $999.99 0.10% 0.10%  
Business Interest Checking 0.10% 0.10% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.

Money Market Accounts

Account Variable Interest Rate APY* Minimum Opening Deposit
Money Market     $1,000
$250,000 and Above 0.40% 0.40%  
$100,000 - $249,999.99 0.40% 0.40%  
$50,000 - $99,999.99 0.20% 0.20%  
$25,000 - $49,999.99 0.20% 0.20%  
$10,000 - $24,999.99 0.15% 0.15%  
Up to $9,999.99 0.15% 0.15%  
Business Money Market     $1,000
$250,000 and Above 0.40% 0.40%  
$100,000 - $249,999.99 0.40% 0.40%  
$50,000 - $99,999.99 0.20% 0.20%  
$25,000 - $49,999.99 0.20% 0.20%  
$10,000 - $24,999.99 0.15% 0.15%  
Up to $9,999.99 0.15% 0.15%  

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.

Savings Accounts

Account Variable Interest Rate APY* Minimum Opening Deposit
Providence Savings 0.25% 0.25% $300
Young Savers 0.25% 0.25% None
Christmas Club 0.25% 0.25% $10
Investment Savings     $5,000
$1,000,000 and Above 1.24% 1.25%  
$250,000 - $999,999.99 1.24% 1.25%  
$100,000 - $249,999.99 1.24% 1.25%  
Up to $99,999.99 0.35% 0.35%  
Health Savings Account 0.25% 0.25% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.

Fairview

Certificates of Deposit & Individual Retirement Accounts

Term Fixed Interest Rate APY* Minimum Opening Deposit
3 Month CD ** 0.25% 0.25% $1,000
6 Month CD 0.30% 0.30% $1,000
12 Month CD 0.45% 0.45% $1,000
18 Month CD 0.55% 0.55% $1,000
24 Month CD 0.60% 0.60% $1,000
36 Month CD 0.70% 0.70% $1,000
48 Month CD 0.75% 0.75% $1,000
60 Month CD 0.80% 0.80% $1,000
9 Month CD
Special
1.59% 1.60% $2,500

*Annual Percentage Yield (APY) represents the interest earned through maturity date. APY is accurate as of date of publication. Rates subject to change without notice at any time. Early withdrawal will be subject to penalties which could reduce earnings on these accounts. No institutional funds. Other restrictions may apply. Call bank for details.


**Additional Conditions: 3 Month CD is not available as an IRA.


***Additional Conditions: No partial withdrawals allowed. A one-time rate increase is permitted 6 months after account opening. When exercising the Bump Up option, the new rate will apply for the remainder of the original term. Bump Up CD will renew into a fixed-rate CD at maturity. No additional funds may be added prior to the CD maturity date.

Interest Bearing Checking Accounts

Account Variable Interest Rate APY* Minimum Opening Deposit
VIP Interest Checking 0.10% 0.10% $50
50 & Better Interest Checking 0.10% 0.10% $50
Elite Interest Checking     $50
$1,000 and Above 0.15% 0.15%  
Up to $999.99 0.10% 0.10%  
Business Interest Checking 0.10% 0.10% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.

Money Market Accounts

Account Variable Interest Rate APY* Minimum Opening Deposit
Money Market Investments     $1,000
$250,000 and Above 0.40% 0.40%  
$100,000 - $249,999.99 0.40% 0.40%  
$50,000 - $99,999.99 0.20% 0.20%  
$25,000 - $49,999.99 0.20% 0.20%  
$10,000 - $24,999.99 0.15% 0.15%  
Up to $9,999.99 0.15% 0.15%  
Business Money Market     $1,000
$250,000 and Above 0.40% 0.40%  
$100,000 - $249,999.99 0.40% 0.40%  
$50,000 - $99,999.99 0.20% 0.20%  
$25,000 - $49,999.99 0.20% 0.20%  
$10,000 - $24,999.99 0.15% 0.15%  
Up to $9,999.99 0.15% 0.15%  

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.

Savings Accounts

Account Variable Interest Rate APY* Minimum Opening Deposit
Providence Savings 0.30% 0.30% $300
Young Savers 0.30% 0.30% None
Christmas Club 0.30% 0.30% $10
Investment Savings     $5000
$1,000,000 and Above 1.24% 1.25%  
$250,000 - $999,999.99 1.24% 1.25%  
$100,000 - $249,999.99 1.24% 1.25%  
Up to $99,999.99 0.35% 0.35%  
Health Savings Account 0.25% 0.25% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.

ST. LOUIS

Certificates of Deposit & Individual Retirement Accounts

Term Fixed Interest Rate APY* Minimum Opening Deposit
3 Month CD ** 0.25% 0.25% $1,000
6 Month CD 0.30% 0.30% $1,000
12 Month CD 0.45% 0.45% $1,000
18 Month CD 0.55% 0.55% $1,000
24 Month CD 0.60% 0.60% $1,000
36 Month CD 0.70% 0.70% $1,000
48 Month CD 0.75% 0.75% $1,000
60 Month CD 0.80% 0.80% $1,000
9 Month CD
Special
1.59% 1.60% $2,500

*Annual Percentage Yield (APY) represents the interest earned through maturity date. APY is accurate as of date of publication. Rates subject to change without notice at any time. Early withdrawal will be subject to penalties which could reduce earnings on these accounts. No institutional funds. Other restrictions may apply. Call bank for details.


**Additional Conditions: 3 Month CD is not available as an IRA.


***Additional Conditions: No partial withdrawals allowed. A one-time rate increase is permitted 6 months after account opening. When exercising the Bump Up option, the new rate will apply for the remainder of the original term. Bump Up CD will renew into a fixed-rate CD at maturity. No additional funds may be added prior to the CD maturity date.

Interest Bearing Checking Accounts

Account Variable Interest Rate APY* Minimum Opening Deposit
VIP Interest Checking 0.10% 0.10% $50
50 & Better Interest Checking 0.10% 0.10% $50
Elite Interest Checking     $50
$1,000 and Above 0.15% 0.15%  
Up to $999.99 0.10% 0.10%  
Business Interest Checking 0.10% 0.10% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.

Money Market Accounts

Account Variable Interest Rate APY* Minimum Opening Deposit
Money Market     $1,000
$250,000 and Above 0.40% 0.40%  
$100,000 - $249,999.99 0.40% 0.40%  
$50,000 - $99,999.99 0.20% 0.20%  
$25,000 - $49,999.99 0.20% 0.20%  
$10,000 - $24,999.99 0.15% 0.15%  
Up to $9,999.99 0.15% 0.15%  
Business Money Market     $1,000
$250,000 and Above 0.40% 0.40%  
$100,000 - $249,999.99 0.40% 0.40%  
$50,000 - $99,999.99 0.20% 0.20%  
$25,000 - $49,999.99 0.20% 0.20%  
$10,000 - $24,999.99 0.15% 0.15%  
Up to $9,999.99 0.15% 0.15%  

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.

Savings Accounts

Account Variable Interest Rate APY* Minimum Opening Deposit
Providence Savings 0.25% 0.25% $300
Young Savers 0.25% 0.25% None
Christmas Club 0.25% 0.25% $10
Investment Savings     $5,000
$1,000,000 and Above 1.24% 1.25%  
$250,000 - $999,999.99 1.24% 1.25%  
$100,000 - $249,999.99 1.24% 1.25%  
Up to $99,999.99 0.35% 0.35%  
Health Savings Account 0.25% 0.25% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.

Texas

Certificates of Deposit & Individual Retirement Accounts

Term Fixed Interest Rate APY* Minimum Opening Deposit
3 Month CD ** 0.25% 0.25% $1,000
6 Month CD 0.30% 0.30% $1,000
12 Month CD 0.45% 0.45% $1,000
18 Month CD 0.55% 0.55% $1,000
24 Month CD 0.60% 0.60% $1,000
36 Month CD 0.70% 0.70% $1,000
48 Month CD 0.75% 0.75% $1,000
60 Month CD 0.80% 0.80% $1,000
9 Month CD
Special
1.59% 1.60% $2,500

*Annual Percentage Yield (APY) represents the interest earned through maturity date. APY is accurate as of date of publication. Rates subject to change without notice at any time. Early withdrawal will be subject to penalties which could reduce earnings on these accounts. No institutional funds. Other restrictions may apply. Call bank for details.


**Additional Conditions: 3 Month CD is not available as an IRA.


***Additional Conditions: No partial withdrawals allowed. A one-time rate increase is permitted 6 months after account opening. When exercising the Bump Up option, the new rate will apply for the remainder of the original term. Bump Up CD will renew into a fixed-rate CD at maturity. No additional funds may be added prior to the CD maturity date.

Interest Bearing Checking Accounts

Account Variable Interest Rate APY* Minimum Opening Deposit
VIP Interest Checking 0.10% 0.10% $50
50 & Better Interest Checking 0.10% 0.10% $50
Elite Interest Checking     $50
$1,000 and Above 0.15% 0.15%  
Up to $999.99 0.10% 0.10%  
Business Interest Checking 0.10% 0.10% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.

Money Market Accounts

Account Variable Interest Rate APY* Minimum Opening Deposit
Money Market     $1,000
$250,000 and Above 0.40% 0.40%  
$100,000 - $249,999.99 0.40% 0.40%  
$50,000 - $99,999.99 0.20% 0.20%  
$25,000 - $49,999.99 0.20% 0.20%  
$10,000 - $24,999.99 0.15% 0.15%  
Up to $9,999.99 0.15% 0.15%  
Business Money Market     $1,000
$250,000 and Above 0.40% 0.40%  
$100,000 - $249,999.99 0.40% 0.40%  
$50,000 - $99,999.99 0.20% 0.20%  
$25,000 - $49,999.99 0.20% 0.20%  
$10,000 - $24,999.99 0.15% 0.15%  
Up to $9,999.99 0.15% 0.15%  

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.

Savings Accounts

Account Variable Interest Rate APY* Minimum Opening Deposit
Providence Savings 0.25% 0.25% $300
Young Savers 0.25% 0.25% None
Christmas Club 0.25% 0.25% $10
Investment Savings     $5,000
$1,000,000 and Above 1.24% 1.25%  
$250,000 - $999,999.99 1.24% 1.25%  
$100,000 - $249,999.99 1.24% 1.25%  
Up to $99,999.99 0.35% 0.35%  
Health Savings Account 0.25% 0.25% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.