Rates

Rates effective as of

We offer competitive rates and friendly service. Our experienced bankers are ready to help with all your financial needs.


Certificates of Deposit & Individual Retirement Accounts

TermFixed Interest RateAPY*PALS
Available Add-Ons
Active Checking
Available Add-Ons
3 Month CD ** 0.10% 0.10% 0.05%0.05%
6 Month CD0.15%0.15%0.05%0.05%
12 Month CD0.25%0.25%0.05%0.05%
18 Month CD0.30%0.30%0.05%0.05%
24 Month CD0.40%0.40%0.05%0.05%
36 Month CD0.50%0.50%0.05%0.05%
48 Month CD0.70%0.70%0.05%0.05%
60 Month CD0.90%0.90%0.05%0.05%
9 Month CD
Special
1.00%1.00%0.05%0.05%
15 Month CD
Special
1.25%1.26%0.05%0.05%
28 Month CD
Special
1.19%1.20%0.05%0.05%

*Annual Percentage Yield (APY) represents the interest earned through maturity date. $1,000 Minimum Deposit except for the CD Special

which requires $5,000 to open. APY is accurate as of date of publication. Early withdrawals will be subject to penalties which could reduce

earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

** 3 Month CD is not available as an IRA.

No Institutional Monies

Interest Bearing Checking Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
VIP Interest Checking0.05%0.05%$50
50 & Better Interest Checking 0.05%0.05%$50
Elite Interest Checking$50
$1,000 and Above 0.10%0.10%
Up to $999.990.05%0.05%
Business Interest Checking 0.05%0.05%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Money Market Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Money Market$1,000
$250,000 and Above0.20%0.20%
$100,000 - $249,999.990.20%0.20%
$50,000 - $99,999.99 0.15%0.15%
$25,000 - $49,999.990.15%0.15%
$10,000 - $24,999.990.10% 0.10%
Up to $9,999.990.10% 0.10%
Business Money Market $1,000
$250,000 and Above0.20%0.20%
$100,000 - $249,999.990.20%0.20%
$50,000 - $99,999.99 0.15%0.15%
$25,000 - $49,999.99 0.15%0.15%
$10,000 - $24,999.990.10%0.10%
Up to $9,999.99 0.10%0.10%

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Savings Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Providence Savings 0.15% 0.15% $300
Young Savers0.15% 0.15% None
Christmas Club0.15% 0.15% $10
Investment Savings$5,000
$1,000,000 and Above0.75%0.75%
$250,000 - $999,999.990.50%0.50%
$100,000 - $249,999.990.25%0.25%
Up to $99,999.990.20% 0.20%
Health Savings Account0.15%0.15%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Certificates of Deposit & Individual Retirement Accounts

TermFixed Interest RateAPY*Active Checking
Available Add-Ons
Minimum Opening Deposit
3 Month CD ** 0.10% 0.10% 0.05%$1,000
6 Month CD0.15%0.15%0.05%$1,000
12 Month CD0.25%0.25%0.05%$1,000
18 Month CD0.30%0.30%0.05%$1,000
24 Month CD0.40%0.40%0.05%$1,000
36 Month CD0.50%0.50%0.05%$1,000
48 Month CD0.70%0.70%0.05%$1,000
60 Month CD0.90%0.90%0.05%$1,000
9 Month CD
Special
1.00%1.00%0.05%$5,000
15 Month CD
Special
1.25%1.26%0.05%$5,000
28 Month CD
Special
1.19%1.20%0.05%$5,000

*Annual Percentage Yield (APY) represents interest earned through maturity date. APY is accurate as of date of publication. Early withdrawals will be subject to penalties which could reduce earnings on these accounts. Additional conditions and requirements may apply. Please see our disclosure for full details. No Institutional Monies.

Interest Bearing Checking Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
VIP Interest Checking0.05%0.05%$50
50 & Better Interest Checking 0.05% 0.05%$50
Elite Interest Checking$50
$1,000 and Above 0.10%0.10%
Up to $999.990.05%0.05%
Business Interest Checking0.05%0.05%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Money Market Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Money Market Investments$1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.990.30%0.30%
$10,000 - $24,999.990.25%0.25%
Up to $9,999.990.25%0.25%
Business Money Market$1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.990.30%0.30%
$25,000 - $49,999.990.30%0.30%
$10,000 - $24,999.990.25%0.25%
Up to $9,999.990.25%0.25%

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Savings Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Providence Savings0.30% 0.30% $300
Young Savers0.30% 0.30% None
Christmas Club0.30% 0.30% $10
Investment Savings$5000
$1,000,000 and Above 0.75%0.75%
$250,000 - $999,999.990.50%0.50%
$100,000 - $249,999.990.25%0.25%
Up to $99,999.990.20%0.20%
Health Savings Account0.15%0.15%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Certificates of Deposit & Individual Retirement Accounts

TermFixed Interest RateAPY*PALS
Available Add-Ons
Active Checking
Available Add-Ons
3 Month CD ** 0.10% 0.10% 0.05%0.05%
6 Month CD0.15%0.15%0.05%0.05%
12 Month CD0.25%0.25%0.05%0.05%
18 Month CD0.30%0.30%0.05%0.05%
24 Month CD0.40%0.40%0.05%0.05%
36 Month CD0.50%0.50%0.05%0.05%
48 Month CD0.70%0.70%0.05%0.05%
60 Month CD0.90%0.90%0.05%0.05%
9 Month CD
Special
1.00%1.00%0.05%0.05%
15 Month CD
Special
1.25%1.26%0.05%0.05%
28 Month CD
Special
1.19%1.20%0.05%0.05%
TermFixed Interest RateAPY*PALS
Available Add-Ons
Active Checking
Available Add-Ons
3 Month CD ** 0.10% 0.10% 0.05%0.05%
6 Month CD0.15%0.15%0.05%0.05%
12 Month CD0.25%0.25%0.05%0.05%
18 Month CD0.30%0.30%0.05%0.05%
24 Month CD0.40%0.40%0.05%0.05%
36 Month CD0.50%0.50%0.05%0.05%
48 Month CD0.70%0.70%0.05%0.05%
60 Month CD0.90%0.90%0.05%0.05%
9 Month CD
Special
1.00%1.00%0.05%0.05%
15 Month CD
Special
1.25%1.26%0.05%0.05%
28 Month CD
Special
1.19%1.20%0.05%0.05%

*Annual Percentage Yield (APY) represents the interest earned through maturity date. $1,000 Minimum Deposit except for the CD Special

which requires $5,000 to open. APY is accurate as of date of publication. Early withdrawals will be subject to penalties which could reduce

earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

** 3 Month CD is not available as an IRA.

No Institutional Monies

Interest Bearing Checking Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
VIP Interest Checking0.05%0.05%$50
50 & Better Interest Checking 0.05%0.05%$50
Elite Interest Checking$50
$1,000 and Above 0.10%0.10%
Up to $999.990.05%0.05%
Business Interest Checking 0.05%0.05%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Money Market Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Money Market$1,000
$250,000 and Above0.20%0.20%
$100,000 - $249,999.990.20%0.20%
$50,000 - $99,999.99 0.15%0.15%
$25,000 - $49,999.990.15%0.15%
$10,000 - $24,999.990.10% 0.10%
Up to $9,999.990.10% 0.10%
Business Money Market $1,000
$250,000 and Above0.20%0.20%
$100,000 - $249,999.990.20%0.20%
$50,000 - $99,999.99 0.15%0.15%
$25,000 - $49,999.99 0.15%0.15%
$10,000 - $24,999.990.10%0.10%
Up to $9,999.99 0.10%0.10%

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Savings Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Providence Savings 0.15% 0.15% $300
Young Savers0.15% 0.15% None
Christmas Club0.15% 0.15% $10
Investment Savings$5,000
$1,000,000 and Above0.75%0.75%
$250,000 - $999,999.990.50%0.50%
$100,000 - $249,999.990.25%0.25%
Up to $99,999.990.20% 0.20%
Health Savings Account0.15% 0.15% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Certificates of Deposit & Individual Retirement Accounts

TermFixed Interest RateAPY*PALS
Available Add-Ons
Active Checking
Available Add-Ons
3 Month CD ** 0.10% 0.10% 0.05%0.05%
6 Month CD0.15%0.15%0.05%0.05%
12 Month CD0.25%0.25%0.05%0.05%
18 Month CD0.30%0.30%0.05%0.05%
24 Month CD0.40%0.40%0.05%0.05%
36 Month CD0.50%0.50%0.05%0.05%
48 Month CD0.70%0.70%0.05%0.05%
60 Month CD0.90%0.90%0.05%0.05%
9 Month CD
Special
1.00%1.00%0.05%0.05%
15 Month CD
Special
1.25%1.26%0.05%0.05%
28 Month CD
Special
1.19%1.20%0.05%0.05%

*Annual Percentage Yield (APY) represents the interest earned through maturity date. $1,000 Minimum Deposit except for the CD Special

which requires $5,000 to open. APY is accurate as of date of publication. Early withdrawals will be subject to penalties which could reduce

earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

** 3 Month CD is not available as an IRA.

No Institutional Monies

Interest Bearing Checking Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
VIP Interest Checking0.05%0.05%$50
50 & Better Interest Checking 0.05%0.05%$50
Elite Interest Checking$50
$1,000 and Above 0.10%0.10%
Up to $999.990.05%0.05%
Business Interest Checking 0.05%0.05%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Money Market Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Money Market$1,000
$250,000 and Above0.20%0.20%
$100,000 - $249,999.990.20%0.20%
$50,000 - $99,999.99 0.15%0.15%
$25,000 - $49,999.990.15%0.15%
$10,000 - $24,999.990.10% 0.10%
Up to $9,999.990.10% 0.10%
Business Money Market $1,000
$250,000 and Above0.20%0.20%
$100,000 - $249,999.990.20%0.20%
$50,000 - $99,999.99 0.15%0.15%
$25,000 - $49,999.99 0.15%0.15%
$10,000 - $24,999.990.10%0.10%
Up to $9,999.99 0.10%0.10%

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Savings Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Providence Savings 0.15% 0.15% $300
Young Savers0.15% 0.15% None
Christmas Club0.15% 0.15% $10
Investment Savings$5,000
$1,000,000 and Above 0.75%0.75%
$250,000 - $999,999.990.50%0.50%
$100,000 - $249,999.990.25%0.25%
Up to $99,999.990.20% 0.20%
Health Savings Account0.15% 0.15% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.