Rates

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Certificates of Deposit & Individual Retirement Accounts

TermFixed Interest RateAPY*Minimum Opening Deposit
3 Month CD ** 1.04% 1.05% $1,000
6 Month CD1.09%1.10%$1,000
12 Month CD1.24%1.25%$1,000
18 Month CD1.34%1.35%$1,000
24 Month CD1.39%1.40%$1,000
36 Month CD1.49%1.50%$1,000
48 Month CD1.54%1.55%$1,000
60 Month CD1.59%1.60%$1,000
9 Month CD
Special
2.33%2.35%$2,500
19 Month CD
Special
2.43%2.45%$2,500
22 Month Bump Up CD
Special***
2.38%2.40%$10,000

*Annual Percentage Yield (APY) represents the interest earned through maturity date. APY is accurate as of date of publication. Rates subject to change without notice at any time. Early withdrawal will be subject to penalties which could reduce earnings on these accounts. No institutional funds. Other restrictions may apply. Call bank for details.


**Additional Conditions: 3 Month CD is not available as an IRA.


***Additional Conditions: No partial withdrawals allowed. A one-time rate increase is permitted 6 months after account opening. When exercising the Bump Up option, the new rate will apply for the remainder of the original term. Bump Up CD will renew into a fixed-rate CD at maturity. No additional funds may be added prior to the CD maturity date.


Interest Bearing Checking Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
VIP Interest Checking0.10%0.10%$50
50 & Better Interest Checking 0.10%0.10%$50
Elite Interest Checking$50
$1,000 and Above 0.15%0.15%
Up to $999.990.10%0.10%
Business Interest Checking 0.10%0.10%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.


Money Market Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Money Market$1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.990.30%0.30%
$10,000 - $24,999.990.25% 0.25%
Up to $9,999.990.25% 0.25%
Business Money Market $1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.99 0.30%0.30%
$10,000 - $24,999.990.25%0.25%
Up to $9,999.99 0.25%0.25%

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.


Savings Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Providence Savings 0.25% 0.25% $300
Young Savers0.25% 0.25% None
Christmas Club0.25% 0.25% $10
Investment Savings$5,000
$1,000,000 and Above1.74%1.75%
$250,000 - $999,999.991.74%1.75%
$100,000 - $249,999.991.74%1.75%
Up to $99,999.990.80% 0.80%
Health Savings Account0.25%0.25%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.


Certificates of Deposit & Individual Retirement Accounts

TermFixed Interest RateAPY*Minimum Opening Deposit
3 Month CD ** 1.04% 1.05% $1,000
6 Month CD1.09%1.10%$1,000
12 Month CD1.24%1.25%$1,000
18 Month CD1.34%1.35%$1,000
24 Month CD1.39%1.40%$1,000
36 Month CD1.49%1.50%$1,000
48 Month CD1.54%1.55%$1,000
60 Month CD1.59%1.60%$1,000
9 Month CD
Special
2.33%2.35%$2,500
19 Month CD
Special
2.43%2.45%$2,500
22 Month Bump Up
CD Special***
2.38%2.40%$10,000

*Annual Percentage Yield (APY) represents the interest earned through maturity date. APY is accurate as of date of publication. Rates subject to change without notice at any time. Early withdrawal will be subject to penalties which could reduce earnings on these accounts. No institutional funds. Other restrictions may apply. Call bank for details.


**Additional Conditions: 3 Month CD is not available as an IRA.


***Additional Conditions: No partial withdrawals allowed. A one-time rate increase is permitted 6 months after account opening. When exercising the Bump Up option, the new rate will apply for the remainder of the original term. Bump Up CD will renew into a fixed-rate CD at maturity. No additional funds may be added prior to the CD maturity date.


Interest Bearing Checking Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
VIP Interest Checking0.10%0.10%$50
50 & Better Interest Checking 0.10% 0.10%$50
Elite Interest Checking$50
$1,000 and Above 0.15%0.15%
Up to $999.990.10%0.10%
Business Interest Checking0.10%0.10%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.


Money Market Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Money Market Investments$1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.990.30%0.30%
$10,000 - $24,999.990.25%0.25%
Up to $9,999.990.25%0.25%
Business Money Market$1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.990.30%0.30%
$25,000 - $49,999.990.30%0.30%
$10,000 - $24,999.990.25%0.25%
Up to $9,999.990.25%0.25%

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.


Savings Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Providence Savings0.30% 0.30% $300
Young Savers0.30% 0.30% None
Christmas Club0.30% 0.30% $10
Investment Savings$5000
$1,000,000 and Above 1.74%1.75%
$250,000 - $999,999.991.74%1.75%
$100,000 - $249,999.991.74%1.75%
Up to $99,999.990.80%0.80%
Health Savings Account0.25%0.25%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.


Certificates of Deposit & Individual Retirement Accounts

TermFixed Interest RateAPY*Minimum Opening Deposit
3 Month CD ** 1.04% 1.05% $1,000
6 Month CD1.09%1.10%$1,000
12 Month CD1.24%1.25%$1,000
18 Month CD1.34%1.35%$1,000
24 Month CD1.39%1.40%$1,000
36 Month CD1.49%1.50%$1,000
48 Month CD1.54%1.55%$1,000
60 Month CD1.59%1.60%$1,000
9 Month CD
Special
2.33%2.35%$2,500
19 Month CD
Special
2.43%2.45%$2,500
22 Month Bump Up
CD Special***
2.38%2.40%$10,000

*Annual Percentage Yield (APY) represents the interest earned through maturity date. APY is accurate as of date of publication. Rates subject to change without notice at any time. Early withdrawal will be subject to penalties which could reduce earnings on these accounts. No institutional funds. Other restrictions may apply. Call bank for details.


**Additional Conditions: 3 Month CD is not available as an IRA.


***Additional Conditions: No partial withdrawals allowed. A one-time rate increase is permitted 6 months after account opening. When exercising the Bump Up option, the new rate will apply for the remainder of the original term. Bump Up CD will renew into a fixed-rate CD at maturity. No additional funds may be added prior to the CD maturity date.


Interest Bearing Checking Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
VIP Interest Checking0.10%0.10%$50
50 & Better Interest Checking 0.10%0.10%$50
Elite Interest Checking$50
$1,000 and Above 0.15%0.15%
Up to $999.990.10%0.10%
Business Interest Checking 0.10%0.10%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.


Money Market Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Money Market$1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.990.30%0.30%
$10,000 - $24,999.990.25% 0.25%
Up to $9,999.990.25% 0.25%
Business Money Market $1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.99 0.30%0.30%
$10,000 - $24,999.990.25%0.25%
Up to $9,999.99 0.25%0.25%

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.


Savings Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Providence Savings 0.25% 0.25% $300
Young Savers0.25% 0.25% None
Christmas Club0.25% 0.25% $10
Investment Savings$5,000
$1,000,000 and Above1.74%1.75%
$250,000 - $999,999.991.74%1.75%
$100,000 - $249,999.991.74%1.75%
Up to $99,999.990.80% 0.80%
Health Savings Account0.25% 0.25% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.


Certificates of Deposit & Individual Retirement Accounts

TermFixed Interest RateAPY*Minimum Opening Deposit
3 Month CD ** 1.04% 1.05% $1,000
6 Month CD1.09%1.10%$1,000
12 Month CD1.24%1.25%$1,000
18 Month CD1.34%1.35%$1,000
24 Month CD1.39%1.40%$1,000
36 Month CD1.49%1.50%$1,000
48 Month CD1.54%1.55%$1,000
60 Month CD1.59%1.60%$1,000
9 Month CD
Special
2.33%2.35%$2,500
19 Month CD
Special
2.43%2.45%$2,500
22 Month Bump Up CD Special***2.38%2.40%$10,000

*Annual Percentage Yield (APY) represents the interest earned through maturity date. APY is accurate as of date of publication. Rates subject to change without notice at any time. Early withdrawal will be subject to penalties which could reduce earnings on these accounts. No institutional funds. Other restrictions may apply. Call bank for details.


**Additional Conditions: 3 Month CD is not available as an IRA.


***Additional Conditions: No partial withdrawals allowed. A one-time rate increase is permitted 6 months after account opening. When exercising the Bump Up option, the new rate will apply for the remainder of the original term. Bump Up CD will renew into a fixed-rate CD at maturity. No additional funds may be added prior to the CD maturity date.


Interest Bearing Checking Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
VIP Interest Checking0.10%0.10%$50
50 & Better Interest Checking 0.10%0.10%$50
Elite Interest Checking$50
$1,000 and Above 0.15%0.15%
Up to $999.990.10%0.10%
Business Interest Checking 0.10%0.10%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.


Money Market Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Money Market$1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.990.30%0.30%
$10,000 - $24,999.990.25% 0.25%
Up to $9,999.990.25% 0.25%
Business Money Market $1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.99 0.30%0.30%
$10,000 - $24,999.990.25%0.25%
Up to $9,999.99 0.25%0.25%

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.


Savings Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Providence Savings 0.25% 0.25% $300
Young Savers0.25% 0.25% None
Christmas Club0.25% 0.25% $10
Investment Savings$5,000
$1,000,000 and Above 1.74%1.75%
$250,000 - $999,999.991.74%1.75%
$100,000 - $249,999.991.74%1.75%
Up to $99,999.990.80% 0.80%
Health Savings Account0.25% 0.25% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on certain Commercial Analyzed accounts.