Rates

Rates effective as of

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Certificates of Deposit & Individual Retirement Accounts

TermFixed Interest RateAPY*
3 Month CD ** 1.04% 1.05%
6 Month CD1.09%1.10%
12 Month CD1.24%1.25%
18 Month CD1.34%1.35%
24 Month CD1.39%1.40%
36 Month CD1.49%1.50%
48 Month CD1.54%1.55%
60 Month CD1.59%1.60%
9 Month CD
Special
2.48%2.50%
19 Month CD
Special
2.72%2.75%
22 Month Bump Up CD
Special †
2.72%2.75%
30 Month JUMBO CD
Special
2.97%3.00%

*Annual Percentage Yield (APY) represents the interest earned through maturity date. $1,000 Minimum Deposit except for the CD Special

which requires $2,500 to open. APY is accurate as of date of publication. Early withdrawals will be subject to penalties which could reduce

earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

** 3 Month CD is not available as an IRA.

No Institutional Monies

***30 Month JUMBO CD requires a minimum deposit of $100,000 to open.

Bump Up CD: †Annual Percentage Yield (APY) represents interest earned through maturity date. APY is accurate as of publication date. $10,000 minimum deposit required for account opening. Early withdrawals will be subject to penalties which could reduce earnings. No partial withdrawals allowed. A one-time rate increase is permitted 6 months after account opening. When exercising the Bump-up option, the new rate will apply for the remainder of the original term. Bump-up CD will renew into a fixed-rate CD at maturity. No additional funds may be added prior to the CD maturity date.

Interest Bearing Checking Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
VIP Interest Checking0.10%0.10%$50
50 & Better Interest Checking 0.10%0.10%$50
Elite Interest Checking$50
$1,000 and Above 0.15%0.15%
Up to $999.990.10%0.10%
Business Interest Checking 0.10%0.10%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Money Market Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Money Market$1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.990.30%0.30%
$10,000 - $24,999.990.25% 0.25%
Up to $9,999.990.25% 0.25%
Business Money Market $1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.99 0.30%0.30%
$10,000 - $24,999.990.25%0.25%
Up to $9,999.99 0.25%0.25%

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Savings Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Providence Savings 0.25% 0.25% $300
Young Savers0.25% 0.25% None
Christmas Club0.25% 0.25% $10
Investment Savings$5,000
$1,000,000 and Above1.74%1.75%
$250,000 - $999,999.991.74%1.75%
$100,000 - $249,999.991.74%1.75%
Up to $99,999.990.80% 0.80%
Health Savings Account0.25%0.25%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Certificates of Deposit & Individual Retirement Accounts

TermFixed Interest RateAPY*
3 Month CD ** 1.04% 1.05%
6 Month CD1.09%1.10%
12 Month CD1.24%1.25%
18 Month CD1.34%1.35%
24 Month CD1.39%1.40%
36 Month CD1.49%1.50%
48 Month CD1.54%1.55%
60 Month CD1.59%1.60%
9 Month CD
Special
2.48%2.50%
19 Month CD
Special
2.72%2.75%
22 Month Bump Up CD
Special †
2.72%2.75%
30 Month Jumbo CD
Special
2.97%3.00%

*Annual Percentage Yield (APY) represents the interest earned through maturity date. $1,000 Minimum Deposit except for the CD Special

which requires $2,500 to open. APY is accurate as of date of publication. Early withdrawals will be subject to penalties which could reduce

earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

** 3 Month CD is not available as an IRA.

No Institutional Monies

***30 Month JUMBO CD requires a minimum deposit of $100,000 to open.

Bump Up CD: †Annual Percentage Yield (APY) represents interest earned through maturity date. APY is accurate as of publication date. $10,000 minimum deposit required for account opening. Early withdrawals will be subject to penalties which could reduce earnings. No partial withdrawals allowed. A one-time rate increase is permitted 6 months after account opening. When exercising the Bump-up option, the new rate will apply for the remainder of the original term. Bump-up CD will renew into a fixed-rate CD at maturity. No additional funds may be added prior to the CD maturity date.

Interest Bearing Checking Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
VIP Interest Checking0.10%0.10%$50
50 & Better Interest Checking 0.10% 0.10%$50
Elite Interest Checking$50
$1,000 and Above 0.15%0.15%
Up to $999.990.10%0.10%
Business Interest Checking0.10%0.10%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Money Market Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Money Market Investments$1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.990.30%0.30%
$10,000 - $24,999.990.25%0.25%
Up to $9,999.990.25%0.25%
Business Money Market$1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.990.30%0.30%
$25,000 - $49,999.990.30%0.30%
$10,000 - $24,999.990.25%0.25%
Up to $9,999.990.25%0.25%

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Savings Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Providence Savings0.30% 0.30% $300
Young Savers0.30% 0.30% None
Christmas Club0.30% 0.30% $10
Investment Savings$5000
$1,000,000 and Above 1.74%1.75%
$250,000 - $999,999.991.74%1.75%
$100,000 - $249,999.991.74%1.75%
Up to $99,999.990.80%0.80%
Health Savings Account0.25%0.25%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Certificates of Deposit & Individual Retirement Accounts

TermFixed Interest RateAPY*
3 Month CD ** 1.04% 1.05%
6 Month CD1.09%1.10%
12 Month CD1.24%1.25%
18 Month CD1.34%1.35%
24 Month CD1.39%1.40%
36 Month CD1.49%1.50%
48 Month CD1.54%1.55%
60 Month CD1.59%1.60%
9 Month CD
Special
2.48%2.50%
19 Month CD
Special
2.72%2.75%
22 Month Bump Up
CD Special †
2.72%2.75%
30 Month JUMBO CD
Special
2.97%3.00%

*Annual Percentage Yield (APY) represents the interest earned through maturity date. $1,000 Minimum Deposit except for the CD Special

which requires $2,500 to open. APY is accurate as of date of publication. Early withdrawals will be subject to penalties which could reduce

earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

** 3 Month CD is not available as an IRA.

No Institutional Monies

***30 Month JUMBO CD requires a minimum deposit of $100,000 to open.

Bump Up CD: †Annual Percentage Yield (APY) represents interest earned through maturity date. APY is accurate as of publication date. $10,000 minimum deposit required for account opening. Early withdrawals will be subject to penalties which could reduce earnings. No partial withdrawals allowed. A one-time rate increase is permitted 6 months after account opening. When exercising the Bump-up option, the new rate will apply for the remainder of the original term. Bump-up CD will renew into a fixed-rate CD at maturity. No additional funds may be added prior to the CD maturity date.

Interest Bearing Checking Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
VIP Interest Checking0.10%0.10%$50
50 & Better Interest Checking 0.10%0.10%$50
Elite Interest Checking$50
$1,000 and Above 0.15%0.15%
Up to $999.990.10%0.10%
Business Interest Checking 0.10%0.10%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Money Market Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Money Market$1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.990.30%0.30%
$10,000 - $24,999.990.25% 0.25%
Up to $9,999.990.25% 0.25%
Business Money Market $1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.99 0.30%0.30%
$10,000 - $24,999.990.25%0.25%
Up to $9,999.99 0.25%0.25%

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Savings Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Providence Savings 0.25% 0.25% $300
Young Savers0.25% 0.25% None
Christmas Club0.25% 0.25% $10
Investment Savings$5,000
$1,000,000 and Above1.74%1.75%
$250,000 - $999,999.991.74%1.75%
$100,000 - $249,999.991.74%1.75%
Up to $99,999.990.80% 0.80%
Health Savings Account0.25% 0.25% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Certificates of Deposit & Individual Retirement Accounts

TermFixed Interest RateAPY*
3 Month CD ** 1.04% 1.05%
6 Month CD1.09%1.10%
12 Month CD1.24%1.25%
18 Month CD1.34%1.35%
24 Month CD1.39%1.40%
36 Month CD1.49%1.50%
48 Month CD1.54%1.55%
60 Month CD1.59%1.60%
9 Month CD
Special
2.48%2.50%
19 Month CD
Special
2.72%2.75%
22 Month Bump Up CD Special †2.72%2.75%
30 Month JUMBO CD
Special
2.97%3.00%

*Annual Percentage Yield (APY) represents the interest earned through maturity date. $1,000 Minimum Deposit except for the CD Special

which requires $2,500 to open. APY is accurate as of date of publication. Early withdrawals will be subject to penalties which could reduce

earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

** 3 Month CD is not available as an IRA.

No Institutional Monies

***30 Month JUMBO CD requires a minimum deposit of $100,000 to open.

Bump Up CD: †Annual Percentage Yield (APY) represents interest earned through maturity date. APY is accurate as of publication date. $10,000 minimum deposit required for account opening. Early withdrawals will be subject to penalties which could reduce earnings. No partial withdrawals allowed. A one-time rate increase is permitted 6 months after account opening. When exercising the Bump-up option, the new rate will apply for the remainder of the original term. Bump-up CD will renew into a fixed-rate CD at maturity. No additional funds may be added prior to the CD maturity date.

Interest Bearing Checking Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
VIP Interest Checking0.10%0.10%$50
50 & Better Interest Checking 0.10%0.10%$50
Elite Interest Checking$50
$1,000 and Above 0.15%0.15%
Up to $999.990.10%0.10%
Business Interest Checking 0.10%0.10%$50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Money Market Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Money Market$1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.990.30%0.30%
$10,000 - $24,999.990.25% 0.25%
Up to $9,999.990.25% 0.25%
Business Money Market $1,000
$250,000 and Above0.50%0.50%
$100,000 - $249,999.990.50%0.50%
$50,000 - $99,999.99 0.30%0.30%
$25,000 - $49,999.99 0.30%0.30%
$10,000 - $24,999.990.25%0.25%
Up to $9,999.99 0.25%0.25%

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.

Savings Accounts

AccountVariable Interest RateAPY*Minimum Opening Deposit
Providence Savings 0.25% 0.25% $300
Young Savers0.25% 0.25% None
Christmas Club0.25% 0.25% $10
Investment Savings$5,000
$1,000,000 and Above 1.74%1.75%
$250,000 - $999,999.991.74%1.75%
$100,000 - $249,999.991.74%1.75%
Up to $99,999.990.80% 0.80%
Health Savings Account0.25% 0.25% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts.

Additional conditions and requirements may apply. Please see our disclosure for full details.