Simply Free Checking* 
A FREE account for everyone! 
  • No minimum balance
  • No monthly service charge
  • No per check charge
  •  
    50 & Better Interest Checking  
    FREE for customers 50 and better! 
  • One FREE box of checks every calendar year
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  •  
    VIP Interest Checking 
    Free checking with the convenience of direct deposit or any automatic payment! 
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  •  
    Elite Interest Checking 
    An account for those interested in higher interest! 
  • One FREE box of checks every calendar year
  • Higher interest rate with a balance of $1,000 or more
  • Competitive interest if balance falls below $1,000
  • No per check charge
  • Only $6 monthly charge if minimum balance falls below $1,000
  •  
    Every new personal checking account includes: 
  • FREE debit card
  • FREE Online Banking and Bill Pay
  • FREE eStatements
  • FREE Mobile Banking
  • FREE return of check images for easy record keeping
  • FREE easy-to-balance monthly statement
  • FREE thank you gift**
  • Buy back of your unused checks and debit card from another financial institution***
  •  
    *Other fees such as NSF, overdraft, etc. may apply. See fee schedule for details.  
    **Free gift may be reported on a 1099-INT or 1099-MISC. No minimum balance or time requirement to obtain gift. Free gift provided at the time of account opening.  
    ***Up to $10 cash for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. 
    Your cell phone provider may charge additional fees for web access or text messages for Mobile Banking.  
    Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. 
    Bank rules and regulations apply. 
    Minimum opening deposit is $50. Ask us for details. 
     
    FDIC
    PROVIDENCE BANK DISCLAIMER: This business is not responsible for and has no control over the subject matter, content, information, or graphics when viewing links attached to this website.
    PREMIER BANK TEXAS DISCLAIMER: Premier Bank Texas is a branch of Providence Bank (a Missouri Bank). Providence Bank is not affiliated in any way with Providence Bank of Texas, Southlake, Texas.