When you're buying a new home, building or remodeling, we have a variety of financing options that can help your dream of homeownership become a reality. We may even be able to help you avoid paying for PMI using a first and second mortgage loan combo.
We guarantee superior service and competitive rates. If you don't see a home financing product that you are looking for, or if the product you are looking for isn't available for an online application, please call one of our Residential Banking Officers and they will be happy to assist you.
Choose from Fixed Rate or Adjustable Rate Mortgage Loans
Fixed Rate Mortgage Loans
Our most popular choice, fixed rate loans offer stable monthly payments and a set interest rate for the life of the loan. It's perfect for homeowners who don't plan on moving anytime soon.Apply Now
Adjustable Rate Mortgage Loans (ARMs)
A popular option for people seeking lower initial interest rates and monthly payments. ARM rates are fixed for a period of time, and then may be subject to change after that.Apply Now
Home Financing Options
- Conventional Loans(Fannie Mae & Freddie Mac)
- Jumbo Loans
- USDA Rural Development Loans
- VA Loans
- FHA Loans
- Construction Loans
- Bridge Loans
- Residential Lot Loans
- Portfolio Loans
- Low-to-Moderate Income Loans
- Home Equity Line of Credit
- Home Equity Loans
- Quick credit decisions
- Low closing costs
- Flexible payment options
- In-house underwriting
Speed the application and approval process by providing the following information at time of application:
- Your most current month of pay stubs
- W-2 forms for the past two years
- If self-employed, two years tax returns with all schedules
- Bank statements for the past two months – all pages
- Statements regarding stocks, bonds, 401(k)s, mutual funds, etc.
- Homeowners Insurance
Additional documentation may be required depending on your loan request.
Obtaining your prequalification could give you more power when you're looking for a home. By giving us some general financial information, we can assist you in determining how much you will be able to borrow. You will know what you can afford and being pre-qualified may improve your position when negotiating the purchase.
We guarantee superior service and competitive rates. Call today!
All pre-qualifications are subject to final credit approval.