Savings Account
Put your money to work for you! Our Savings Account is the easy way to save with confidence.

• Earn interest on your account
• Interest compounds and is paid quarterly.
• Receive two free withdrawals per month (50 cents per withdrawals over two)
• Open with $100
• With $50.00 minimum balance, you avoid a $3.00 monthly maintenance fee.
• Competitive interest rates
• Telephone Banking 24 hours a Day

Young Savers Account
Learning to save is an important lesson for children of all ages! This account is a great way to start children saving.

• Available to children under 18 years of age when a parent or guardian has existing accounts at Providence Bank. Minors must have and adult on the account with them.
• Minimum opening deposit is waived.
• Earn interest on your account.
• Interest compounds and is paid quarterly.
• Get two free withdrawals per month. (50 cents per withdrawals over two)
• Competitive interest rates.
• Telephone Banking 24 hours a Day.

Christmas Club
Have the money you need for holiday shopping with a Providence Bank Christmas Club account.

• Competitive interest rates.
• Minimum opening deposit $10.
• No monthly minimum balance required.
• No monthly maintenance charge.
• Interest is posted annually.
• Checks are mailed in October.

Money Market Account
For those who carry a higher account balance, Providence Bank's Money Market Account may interest you!

• Earn interest on your account balance
• Interest is paid monthly
• Competitive interest rates
• No monthly maintenance charge with a minimum daily balance of just $1,000.00
• May write three checks on your account each month*
• Minimum opening deposit is $1,000.00
• Up to six preauthorized transfers per month*
• ATM card and Debit Card available
• Telephone Banking 24 hours a Day

*Each check over three per month will be charged $10.00. Fees charged to your account may reduce earnings. The minimum required balance is $1,000.00 to avoid the $10.00 monthly maintenance charge.

Federal regulations limit you to six transfers per month but only three may be payments by third party checks.

Gold Money Market Account
For those who carry a higher account balance, our Gold Money Market Account may interest you! This account is a tiered account so as your balance increases so does your interest rate.

• Interest is tiered based on your amount balance.
• No monthly maintenance charge with a minimum balance of just $5,000.00.
• May write three checks on your account each month.*
• Minimum opening deposit is $5,000.00.
• Interest is compounded monthly.
• Only a $25.00 monthly charge if minimum daily balance falls below $5,000.00.
• ATM card and Debit Card available.
• Telephone Banking 24 hours a Day.
• Up to six preauthorized transfers per month.*

*Each check over three per month will be charged $10.00. Fees charged to your account may reduce earnings. The minimum required balance is $5,000.00 to avoid the $25.00 monthly maintenance charge.

Federal regulations limit you to six transfers per month but only three may be payments by third party checks.

Premium Money Market Account
For those who want the maximum out of their account and carry a higher account balance, our Premium Money Market Account may interest you! The interest on this account is tied to an index and floats weekly.

• Interest is tied to an index and floats weekly.
• No monthly maintenance charge with a minimum daily balance of just $500,000.00.
• May write three checks on your account each month.*
• Minimum opening deposit $500,000.00.
• Interest is compounded monthly.
• Up to six preauthorized transfers per month*
• Only a $95 monthly charge if minimum daily balance falls below $500,000.00.
• ATM card and Debit Card available.
• Telephone Banking 24 hours a Day.

*Each check over three per month will be charged $10.00. Fees charged to your account may reduce earnings. The minimum required balance is $500,000.00 to avoid the $95.00 monthly maintenance charge.

Federal regulations limit you to six transfers per month but only three may be payments by third party checks.

For additional information and disclosures contact Contact Us.

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